About Us
RFS Financial Advisors (Pty) Ltd is a licensed long-term insurance broker based in Namibia, wholly owned by RFS Fund Administrators (Pty) Ltd.
Our mission is to become the preferred partner for Namibians in managing their retirement and wealth investments.
We are committed to providing tailored financial guidance, clear solutions, and outstanding service, grounded in principles of integrity, expertise, and dedication to client financial wellbeing.
Meet the Team
Our team embodies a blend of expertise, dedication, and a client-first approach, ensuring that we stand out as a premier financial partner in Namibia.
Annemarie Nel
Christina Linge
Dennis Fabianus
Reneva Diergaardt
Products & Services
We are committed to providing tailored financial guidance, clear solutions, and outstanding service, grounded in principles of integrity, expertise, and dedication to client financial wellbeing.
Pre-retirement options
RFS Financial Advisors offers comprehensive retirement saving planning services tailored to meet the unique needs of each client. We provide expert guidance on how to effectively save and invest for retirement, ensuring that clients are well-prepared for their golden years.
Our advisors evaluate various retirement saving options and help clients select the most suitable products to maximize their retirement income. This includes strategies to optimize contributions to retirement funds and diversify investment portfolios for long-term growth.
Post-retirement options
Transitioning into retirement requires careful planning to manage and utilize accumulated savings effectively. RFS Financial Advisors provides post-retirement product advice to help clients make informed decisions about their retirement income streams. We offer insights into post-retirement products to ensure that clients have a steady and reliable income throughout their retirement. Our goal is to help retirees maintain their desired lifestyle and financial independence.
Discretionary
For clients looking to grow their wealth beyond traditional retirement savings, RFS FA offers advice on discretionary investment savings products. We help clients explore various investment options, including unit trusts and other discretionary investments, which are tailored to their risk tolerance and financial goals. Our advisors provide strategic investment advice to help clients build diversified portfolios that can achieve maximise returns over time.
Risk Management
Accredited Distribution of Long-Term Insurance Products from Major Insurers.
As an accredited distributor, RFS FA offers a wide range of long-term insurance products from reputable insurers. Our partnerships with leading insurance companies enable us to provide clients with access to high-quality insurance solutions. We offer a variety products including life insurance, critical illness cover and immediate expense cover, ensuring that clients receive optimal protection tailored to their individual needs.
Beneficiary Funds
In the unfortunate event of a retirement fund member’s death, RFS Financial Advisors assists beneficiaries in understanding and accessing their entitlements. We provide support in navigating the complexities of death benefits and ensure that beneficiaries receive their rightful shares promptly.
Compliance
Operating within the regulatory guidelines of NAMFISA and the Financial Intelligence Centre, RFS Financial Advisors ensures adherence to applicable laws and regulations. Our services encompass retirement planning, investment guidance, and the distribution of long-term insurance products from leading insurers.
In accordance with the Financial Intelligence Amendment Act (Act No. 6 of 2023), an accountable institution (“AI”) - of which RFS Financial Advisors (Pty) Ltd (“RFS FA”) is one - is required to develop, adopt, and implement a risk-based Customer Acceptance Policy, Internal Rules, programs, policies, procedures, and controls to effectively manage and mitigate the risk of money laundering (“ML”) and terrorism financing (“TF”) or related activities.
RFS FA has developed and implemented an Anti-Money Laundering (AML) Compliance Framework and Policy which sets out RFSFA’s risk-based approach and mandatory know your customer (“KYC”) standards, client acceptance standards and guidelines to be used by RFS FA in the fulfilment of their responsibilities of ascertaining and verifying the identity of a client, using such information to create a client risk profile, and dealing with higher risk clients.
RFS FA makes use of IDToday, a KYC software that integrates expert-vetted forms, automated risk screenings, and analytics to streamline client onboarding and ensure compliance. Risk screening is an automated process that provides for real-time updates and alerts against 50+ sanctions lists.
